Plans

Financing Plans Designed for Every Stage

FINAMCA SPA offers three clearly defined financing tiers to serve the full spectrum of credit needs, from individual borrowers to large corporate clients. Each plan is structured with transparent pricing, defined eligibility criteria, and a dedicated point of contact. Choose the plan that fits your current situation, and upgrade as your financing needs evolve.

01

Essential Credit

From 6.9% p.a.

Designed for individual consumers and micro-businesses seeking straightforward personal loans or small business credit with simple documentation requirements.

  • Personal loans from €1,000 to €25,000
  • Fixed monthly repayment schedule
  • Loan terms from 12 to 60 months
  • Online application with 48-hour decision
  • No hidden origination fees
Choose Plan
02

SME Growth

From 5.4% p.a.

Built for small and medium enterprises requiring working capital, trade receivables financing, or business expansion loans with flexible repayment structures.

  • Business loans from €25,000 to €500,000
  • Working capital revolving credit lines
  • Trade receivables and invoice financing
  • Flexible repayment aligned to cash flow cycles
  • Dedicated SME credit advisor
Choose Plan
03

Corporate Solutions

Bespoke pricing

Tailored for mid-to-large corporations requiring structured credit facilities, commercial credit advances, and fully customised lending arrangements.

  • Corporate facilities from €500,000 upward
  • Bespoke loan structuring and covenants
  • Commercial credit advances against assets or revenues
  • Multi-tranche and syndicated financing options
  • Priority underwriting and relationship management
Choose Plan